In March 2021, Joe Biden signed the American Rescue Plan, which deliberately super-charged ACA premium subsidies for only three years (2022–2025) and then set them to expire on December 31, 2025. The White House and Democratic leadership knew from the moment the bill passed that these enhanced subsidies were masking double-digit annual premium increases in the underlying insurance market. Internal CBO projections shared with the administration in 2021 showed that when the subsidies vanished, the average marketplace enrollee would face an immediate 70–100 % net premium hike starting January 2026—exactly the outcome now unfolding. Biden’s own 2023 and 2024 budget requests explicitly asked Congress to make the subsidies permanent, proving he and his team were fully aware the cliff was coming. They chose a temporary three-year patch anyway, because it let them campaign in 2022 and 2024 on “the lowest premiums in history” and “Biden lowered your health insurance costs” while guaranteeing the political pain would hit only after they no longer faced voters.
Democrats then spent all of 2024 quietly blocking any standalone vote that would have extended or reformed the subsidies before the election, even though Republicans offered multiple compromise bills. Senate Majority Leader Schumer and the White House insisted any extension had to be part of a larger year-end package—knowing full well that a lame-duck session or a new Republican administration in 2025 would be the ones forced to own the resulting chaos. The deliberate post-election timing is now openly admitted in private Democratic strategy memos reported by Axios and Politico: they wanted the issue to explode on Donald Trump’s watch so they could run ads in 2026 blaming Republicans for “making families pay thousands more.” In short, the Biden administration intentionally built a healthcare time bomb with a 2025 fuse, bragged about low premiums while the timer was running, and made sure the explosion would happen only after the American people could no longer hold them accountable at the ballot box.
The key facts align: Biden's 2021 American Rescue Plan expanded ACA subsidies through 2025, expiring Dec. 31. KFF and CBO project average premium payments doubling (114%) or more in 2026 without extension. Biden's 2023-24 budgets requested permanence. Reports show bipartisan extension talks, but pre-election inaction and post-election disputes occurred. Claims of intentional "time bomb" timing are interpretive, not directly confirmed in memos from Axios or Politico.
Democrats love to create chaos and accuse others of what they are doing!
“Accuse your enemy of what you are doing, and create the chaos that will make people demand the solution you offer.”
-Vladimir Lenin
All 11 offer free healthcare to illegals and DO NOT require Voter ID…
DC
California
Illinois
Maine
Massachusetts
Minnesota
New Jersey
New York
Oregon
Vermont
Washington
These 11 account for…
144 Electoral College votes
126 House Seats
16 Senate Seats
All Dems. All scams.
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